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Visa Gold Credit Card

Earn rewards as you spend. All over the world.

Enhanced rewards and cashback

Earn 1.2 reward points for every $1 spent. Redeem your points on travel bookings, cashback, gift cards, and much more.

You'll also enjoy bonus reward points for new applicants, plus car rental insurance and extended warranty on purchases.

 

Interest rates and fees

APR interest rate
20.95% APR

Annual fee

$100 annual fee

Credit limit

$5,000 to $50,000

Live Dubai luxuries

Use your HSBC Mastercard for a chance to win a Priceless™ getaway to Dubai, plus other local experiences.

Terms and conditions apply

Key benefits of Visa Gold Credit Card

Car rental insurance

Pay for a rental vehicle with your HSBC Visa Gold Credit Card and you're covered for damages due to collision, theft and vandalism. Anywhere in the world.

Higher reward points - plus bonus points for new applicants

Earn 1.2 reward points for every $1 you spend, compared to 1 reward point with a Visa Classic or Bermudacard.

As a welcome bonus, you'll get 3,000 reward points - just for opening the account. Plus, if you spend $5,000 in the first 3 months, you'll get another 7,000 bonus points.

Extended warranty on purchases

Extended warranty provides additional cover on purchases, on top of the original manufacturer’s warranty. Just use your Visa credit card when purchasing[@extendedwarrantycards].

More than just a credit card

For the full list of benefits, refer to our Visa benefits summary page.

Travel assistance

Peace of mind before and during travelling. Our travel assistance services include:

  • Visa, passport, entry permit, vaccination and documentation requirements
  • Currency exchange and ATM locations
  • Lost luggage assistance
  • Emergency ticket replacement
  • Attorney and bail / bond service referrals
  • Assistance with delivery of valuable documents
  • Activation of Visa medical assistance services

Price protection

Get the best price on products with Visa's Price Protection Program.
  • If the same product is advertised cheaper within 30 days of the purchase date, Visa will refund the difference up to the benefit amount per item (and per account, per 12 month period)
  • The price difference must be above USD25 for this coverage to apply

Purchase protection

An added layer of protection for items purchased with your Visa credit card.

  • Theft or damage coverage on most new products and items purchased
  • Covers cost of repair or replacement for up to USD100 per account, per year (excluding delivery and transportation costs)

Things to know

Eligibility criteria

To apply for an HSBC Visa Gold Credit Card, you'll need to be:

  • At least 18 years old*
  • A resident of Bermuda

*For cardholders under 18, an adult must act as a co-cardholder and be responsible for bill payment.

Credit card fees 

Apply for an HSBC Visa Gold Credit Card

Already an HSBC customer?

You can apply online if you're already a customer and registered for online banking. 

Just log on to online banking and follow these steps:

  1. Go to 'Our Products'
  2. Select 'Online Applications'

New to HSBC?

Before applying for an HSBC credit card, you'll need to open a bank account with us.

Find the account that's right for you.

Other ways to apply 

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Disclosures

    Disclaimer 

    Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

    Listening to what you have to say about our services matters to us.