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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
01/04/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 01/04/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.1206 1.1206 1.1206 1.1943 1.2681 1.3419
6 Months 1.0151 1.0151 1.0151 1.0895 1.1639 1.2382
1 Year 0.9827 0.9827 0.9827 1.0584 1.1342 1.21
2 Years 1.594 1.594 1.594 1.6599 1.7257 1.7916
3 Years 1.3882 1.3882 1.3882 1.4618 1.5353 1.6089
4 Years 1.5549 1.5549 1.5549 1.6285 1.7021 1.7757
5 Years 1.7634 1.7634 1.7634 1.8376 1.9119 1.9862
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.1206
10,000+ 1.1206
50,000+ 1.1206
100,000+ 1.1943
500,000+ 1.2681
1,000,000+ 1.3419
Term 6 Months
5,000+ 1.0151
10,000+ 1.0151
50,000+ 1.0151
100,000+ 1.0895
500,000+ 1.1639
1,000,000+ 1.2382
Term 1 Year
5,000+ 0.9827
10,000+ 0.9827
50,000+ 0.9827
100,000+ 1.0584
500,000+ 1.1342
1,000,000+ 1.21
Term 2 Years
5,000+ 1.594
10,000+ 1.594
50,000+ 1.594
100,000+ 1.6599
500,000+ 1.7257
1,000,000+ 1.7916
Term 3 Years
5,000+ 1.3882
10,000+ 1.3882
50,000+ 1.3882
100,000+ 1.4618
500,000+ 1.5353
1,000,000+ 1.6089
Term 4 Years
5,000+ 1.5549
10,000+ 1.5549
50,000+ 1.5549
100,000+ 1.6285
500,000+ 1.7021
1,000,000+ 1.7757
Term 5 Years
5,000+ 1.7634
10,000+ 1.7634
50,000+ 1.7634
100,000+ 1.8376
500,000+ 1.9119
1,000,000+ 1.9862
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.9041 0.9041 0.9041 0.9041 1.0984 0.9041
6 Months 0.6542 0.6542 0.6542 0.6542 0.6542 0.6542
1 Year 0.2406 0.2406 0.2406 0.2406 0.2406 0.2406
2 Years 0.299 0.299 0.299 0.299 0.299 0.299
3 Years 0.3218 0.3218 0.3218 0.3218 0.3218 0.3218
4 Years 0.399 0.399 0.399 0.399 0.399 0.399
5 Years 0.4502 0.4502 0.4502 0.4502 0.4502 0.4502
British Pounds (GBP)
Term 3 Months
5,000+ 0.9041
10,000+ 0.9041
50,000+ 0.9041
100,000+ 0.9041
500,000+ 1.0984
1,000,000+ 0.9041
Term 6 Months
5,000+ 0.6542
10,000+ 0.6542
50,000+ 0.6542
100,000+ 0.6542
500,000+ 0.6542
1,000,000+ 0.6542
Term 1 Year
5,000+ 0.2406
10,000+ 0.2406
50,000+ 0.2406
100,000+ 0.2406
500,000+ 0.2406
1,000,000+ 0.2406
Term 2 Years
5,000+ 0.299
10,000+ 0.299
50,000+ 0.299
100,000+ 0.299
500,000+ 0.299
1,000,000+ 0.299
Term 3 Years
5,000+ 0.3218
10,000+ 0.3218
50,000+ 0.3218
100,000+ 0.3218
500,000+ 0.3218
1,000,000+ 0.3218
Term 4 Years
5,000+ 0.399
10,000+ 0.399
50,000+ 0.399
100,000+ 0.399
500,000+ 0.399
1,000,000+ 0.399
Term 5 Years
5,000+ 0.4502
10,000+ 0.4502
50,000+ 0.4502
100,000+ 0.4502
500,000+ 0.4502
1,000,000+ 0.4502
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2096 0.2096 0.2096 0.2096 0.2096 0.2096
6 Months 0.335 0.335 0.335 0.335 0.335 0.335
1 Year 0.682 0.682 0.682 0.682 0.682 0.682
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.2096
10,000+ 0.2096
50,000+ 0.2096
100,000+ 0.2096
500,000+ 0.2096
1,000,000+ 0.2096
Term 6 Months
5,000+ 0.335
10,000+ 0.335
50,000+ 0.335
100,000+ 0.335
500,000+ 0.335
1,000,000+ 0.335
Term 1 Year
5,000+ 0.682
10,000+ 0.682
50,000+ 0.682
100,000+ 0.682
500,000+ 0.682
1,000,000+ 0.682
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2404 0.2404 0.2404 0.2404 0.2404 0.2404
6 Months 0.1054 0.1054 0.1054 0.1054 0.1054 0.1054
1 Year 0 0 0 0 0 0
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.2404
10,000+ 0.2404
50,000+ 0.2404
100,000+ 0.2404
500,000+ 0.2404
1,000,000+ 0.2404
Term 6 Months
5,000+ 0.1054
10,000+ 0.1054
50,000+ 0.1054
100,000+ 0.1054
500,000+ 0.1054
1,000,000+ 0.1054
Term 1 Year
5,000+ 0
10,000+ 0
50,000+ 0
100,000+ 0
500,000+ 0
1,000,000+ 0
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.6825 0.6825 0.6825 0.6825 0.6825 0.6825
6 Months 0.608 0.608 0.608 0.608 0.608 0.608
1 Year 0.215 0.215 0.215 0.215 0.215 0.215
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.6825
10,000+ 0.6825
50,000+ 0.6825
100,000+ 0.6825
500,000+ 0.6825
1,000,000+ 0.6825
Term 6 Months
5,000+ 0.608
10,000+ 0.608
50,000+ 0.608
100,000+ 0.608
500,000+ 0.608
1,000,000+ 0.608
Term 1 Year
5,000+ 0.215
10,000+ 0.215
50,000+ 0.215
100,000+ 0.215
500,000+ 0.215
1,000,000+ 0.215
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
01/04/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 01/04/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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