- Instructions received by the below listed cut-off times will be processed the same day and the value will be effected within the time period stated below
- Instructions received after the listed cut-off times will be processed the next working day
- Instructions received on non-working days (weekends, Bank holidays, etc.) will be processed on the next working day
Lower fees when you bank online
Personal Customers
| Product |
Currency |
Online banking |
Value Effected (if within cut off time) |
|---|---|---|---|
| Internal Transfers |
All currencies |
None |
Same day value |
| Bill Payments |
BMD and USD |
6:00 pm |
Same day value |
| Local Bank payments |
BMD and USD |
2:00 pm |
Same day value |
| Outgoing Wires |
USD |
3:00 pm |
Same day value |
| Outgoing Wires |
CAD |
11:00 am |
Same day value |
| Outgoing Wires |
GBP |
3:00 pm |
Next business day value |
| Outgoing Wires |
EUR |
3:00 pm |
Next business day value |
| Outgoing Wires |
All other |
3:00 pm |
Next two business day value |
| Cashiers Orders |
BMD and USD |
3:00 pm |
24 hours |
| Drafts |
USD, CAD and GBP |
3:00 pm |
24 hours |
| Cash advance order |
BMD, USD, CAD, GBP and EUR |
11:59 pm |
Next business day (after 2 pm) |
| Product |
Internal Transfers |
|---|---|
| Currency |
All currencies |
| Online banking |
None |
| Value Effected (if within cut off time) |
Same day value |
| Product |
Bill Payments |
| Currency |
BMD and USD |
| Online banking |
6:00 pm |
| Value Effected (if within cut off time) |
Same day value |
| Product |
Local Bank payments |
| Currency |
BMD and USD |
| Online banking |
2:00 pm |
| Value Effected (if within cut off time) |
Same day value |
| Product |
Outgoing Wires |
| Currency |
USD |
| Online banking |
3:00 pm |
| Value Effected (if within cut off time) |
Same day value |
| Product |
Outgoing Wires |
| Currency |
CAD |
| Online banking |
11:00 am |
| Value Effected (if within cut off time) |
Same day value |
| Product |
Outgoing Wires |
| Currency |
GBP |
| Online banking |
3:00 pm |
| Value Effected (if within cut off time) |
Next business day value |
| Product |
Outgoing Wires |
| Currency |
EUR |
| Online banking |
3:00 pm |
| Value Effected (if within cut off time) |
Next business day value |
| Product |
Outgoing Wires |
| Currency |
All other |
| Online banking |
3:00 pm |
| Value Effected (if within cut off time) |
Next two business day value |
| Product |
Cashiers Orders |
| Currency |
BMD and USD |
| Online banking |
3:00 pm |
| Value Effected (if within cut off time) |
24 hours |
| Product |
Drafts |
| Currency |
USD, CAD and GBP |
| Online banking |
3:00 pm |
| Value Effected (if within cut off time) |
24 hours |
| Product |
Cash advance order |
| Currency |
BMD, USD, CAD, GBP and EUR |
| Online banking |
11:59 pm |
| Value Effected (if within cut off time) |
Next business day (after 2 pm) |
| Product |
Currency |
Non Bank Stationery |
Bank Stationery |
Value Effected (if within cut off time) |
|---|---|---|---|---|
| Internal Transfers |
All currencies |
11:00 am |
12:00 pm |
Same day value |
| Cashiers Orders |
BMD and USD |
11:00 am |
12:00 pm |
48 hours |
| Drafts |
USD, CAD and GBP |
11:00 am |
12:00 pm |
48 hours |
| Bill Payments |
BMD and USD |
11:00 am |
12:00 pm |
Same day value |
| Local Bank payments |
BMD and USD |
9:00 am |
10:00 am |
Same day value |
| Outgoing Wires |
USD |
11:00 am |
12:00 pm |
Same day value |
| Outgoing Wires |
CAD |
9:00 am |
10:00 am |
Same day value |
| Outgoing Wires |
GBP |
11:00 am |
12:00 pm |
Next business day value |
| Outgoing Wires |
EUR |
11:00 am |
12:00 pm |
Next business day value |
| Outgoing Wires |
All other |
11:00 am |
12:00 pm |
Next two business day value |
| Fixed Deposits |
All currencies |
11:00 am |
12:00 pm |
Same day value |
| Standing Instructions |
All currencies |
11:00 am |
12:00 pm |
24 hours of value date |
| Standing Instructions Amendments |
All currencies |
11:00 am |
12:00 pm |
24 hours of value date |
| Product |
Internal Transfers |
|---|---|
| Currency |
All currencies |
| Non Bank Stationery |
11:00 am |
| Bank Stationery |
12:00 pm |
| Value Effected (if within cut off time) |
Same day value |
| Product |
Cashiers Orders |
| Currency |
BMD and USD |
| Non Bank Stationery |
11:00 am |
| Bank Stationery |
12:00 pm |
| Value Effected (if within cut off time) |
48 hours |
| Product |
Drafts |
| Currency |
USD, CAD and GBP |
| Non Bank Stationery |
11:00 am |
| Bank Stationery |
12:00 pm |
| Value Effected (if within cut off time) |
48 hours |
| Product |
Bill Payments |
| Currency |
BMD and USD |
| Non Bank Stationery |
11:00 am |
| Bank Stationery |
12:00 pm |
| Value Effected (if within cut off time) |
Same day value |
| Product |
Local Bank payments |
| Currency |
BMD and USD |
| Non Bank Stationery |
9:00 am |
| Bank Stationery |
10:00 am |
| Value Effected (if within cut off time) |
Same day value |
| Product |
Outgoing Wires |
| Currency |
USD |
| Non Bank Stationery |
11:00 am |
| Bank Stationery |
12:00 pm |
| Value Effected (if within cut off time) |
Same day value |
| Product |
Outgoing Wires |
| Currency |
CAD |
| Non Bank Stationery |
9:00 am |
| Bank Stationery |
10:00 am |
| Value Effected (if within cut off time) |
Same day value |
| Product |
Outgoing Wires |
| Currency |
GBP |
| Non Bank Stationery |
11:00 am |
| Bank Stationery |
12:00 pm |
| Value Effected (if within cut off time) |
Next business day value |
| Product |
Outgoing Wires |
| Currency |
EUR |
| Non Bank Stationery |
11:00 am |
| Bank Stationery |
12:00 pm |
| Value Effected (if within cut off time) |
Next business day value |
| Product |
Outgoing Wires |
| Currency |
All other |
| Non Bank Stationery |
11:00 am |
| Bank Stationery |
12:00 pm |
| Value Effected (if within cut off time) |
Next two business day value |
| Product |
Fixed Deposits |
| Currency |
All currencies |
| Non Bank Stationery |
11:00 am |
| Bank Stationery |
12:00 pm |
| Value Effected (if within cut off time) |
Same day value |
| Product |
Standing Instructions |
| Currency |
All currencies |
| Non Bank Stationery |
11:00 am |
| Bank Stationery |
12:00 pm |
| Value Effected (if within cut off time) |
24 hours of value date |
| Product |
Standing Instructions Amendments |
| Currency |
All currencies |
| Non Bank Stationery |
11:00 am |
| Bank Stationery |
12:00 pm |
| Value Effected (if within cut off time) |
24 hours of value date |
Foreign currency-denominated transactions will be affected by fluctuations in currency rates where there is a need to convert from between your currency and the foreign currency.
You might get back more or less than you originally converted.
Disclosure
Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.