What are Structured Products?
Structured Products are packaged investments. They offer the potential to earn returns based on the performance of an underlying security - such as a single stock, multiple stocks or an index - along with some degree of downside protection. Structured Products, unlike liquid investments, are designed to be held to maturity and are subject to credit risk of the issuer.
Why invest in Structured Products?
Key investment products
Principal-protected structured notes
A principal protected structured note is a structured product with returns tied to an underlying asset, such as an index or an individual stock. In addition to providing means of portfolio diversification, the variety of Principal Protected Notes issued by HSBC USA Inc., HSBC Bank plc, and select third parties may offer:
- A degree of upside exposure to the potential price appreciation in a variety of underlying assets
- A range of maturity dates to align with your investment time-horizon
- 100% principal protection if held to maturity, subject to the issuer's credit risk
- Access to various U.S. and international markets
Principal protected structured notes are not a liquid investment, are designed to be held to maturity, and are not BDIC insured.
Structured notes with principal at risk
A registered structured note offers an alternative to traditional investing. Notes may be linked to a broad–based equity index or particular regions, sectors, or individual stocks. Notes have a variety of risk–return profiles that may address individual wealth management needs and objectives such as risk management, income enhancement, and portfolio diversification.
In addition to providing means of portfolio diversification, the variety of notes issued by HSBC USA Inc., HSBC Bank plc, and select third parties may offer:
- Enhanced upside exposure to the potential price appreciation in a variety of underlying assets or enhanced yield as compared to traditional fixed income investments
- A range of maturity dates to align with your investment time-horizon
- Buffers or barriers may provide a level of protection against possible negative performance
- Access to various U.S. and international markets
Structured notes are not a liquid investment, are designed to be held to maturity, and are not BDIC insured.
Things to know
Who can invest?
To invest in Structured Products you'll need to be:
- 18 or over
- Able to invest a minimum of $10,000
- A non-US person
- A resident of Bermuda
- An existing HSBC customer
Ready to invest in Structured Products?
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To find out more about our Structured Products or to discuss our Money Market Funds in more detail, book an appointment with one of our dedicated wealth experts, who can guide you through the process. Premier customers should reach out to their Relationship Manager in the first instance. |
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Important information
The value of investments and any income they generate can go down as well as up, meaning you may not get back the full amount you invested. Past performance is not indicative of future performance.
These products and services are offered only in jurisdictions where and when they may be lawfully offered by HSBC Bank Bermuda Limited and the material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Persons accessing these pages are required to inform themselves about and observe any relevant restrictions. These pages should not be regarded as an offer or solicitation to sell investments or make deposits in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdictions. This information is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice where necessary.
Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. HSBC Global Asset Management (Bermuda) Limited of 37 Front Street, Hamilton, Bermuda, is a wholly owned subsidiary of HSBC Bank Bermuda Limited. Funds managed by HSBC Global Asset Management (Bermuda) Limited are offered by prospectus only in those jurisdictions where they are permitted by law. HSBC Global Asset Management (Bermuda) Limited makes no representation as to the suitability of the funds for investors. HSBC Global Asset Management (Bermuda) Limited is licensed to conduct investment business by the Bermuda Monetary Authority.
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Disclosure
Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.