What kind of loan are you looking for? Compare rates, here
Get the latest rates for our personal loans, as well as our specialist loans for education, electric vehicles and more.
Before you apply, please be aware that:
- HSBC Bermuda's current BMD base rate for personal banking customers is 4%
- All rates are subject to change without notice
- Depending on your circumstances, preferential rates may apply - get in touch to find out more
Personal Loan
Unsecured loans
| Product name | Maximum term | Repayment | Total rate |
|---|---|---|---|
| Premier | 5 years | Principal and interest | 7.5% |
| Advance | 5 years | Principal and interest | 8% |
| Personal | 5 years | Principal and interest | 8.25% |
| Product name | Premier |
|---|---|
| Maximum term | 5 years |
| Repayment | Principal and interest |
| Total rate | 7.5% |
| Product name | Advance |
| Maximum term | 5 years |
| Repayment | Principal and interest |
| Total rate | 8% |
| Product name | Personal |
| Maximum term | 5 years |
| Repayment | Principal and interest |
| Total rate | 8.25% |
Secured loans
| Product name | Maximum term | Repayment | Total rate |
|---|---|---|---|
| Premier | 5 years | Principal and interest | 6.75% |
| Advance | 5 years | Principal and interest | 7.25% |
| Personal | 5 years | Principal and interest | 7.5% |
| Product name | Premier |
|---|---|
| Maximum term | 5 years |
| Repayment | Principal and interest |
| Total rate | 6.75% |
| Product name | Advance |
| Maximum term | 5 years |
| Repayment | Principal and interest |
| Total rate | 7.25% |
| Product name | Personal |
| Maximum term | 5 years |
| Repayment | Principal and interest |
| Total rate | 7.5% |
Education Loan
| Loan type | Maximum term | Repayment | Total rate |
|---|---|---|---|
| Secured | 5 years | Principal and interest | From 6% |
| Unsecured | 5 years | Principal and interest | From 7% |
| Loan type | Secured |
|---|---|
| Maximum term | 5 years |
| Repayment | Principal and interest |
| Total rate | From 6% |
| Loan type | Unsecured |
| Maximum term | 5 years |
| Repayment | Principal and interest |
| Total rate | From 7% |
Energy Efficiency Loan
| Loan type | Maximum term | Repayment | Total rate |
|---|---|---|---|
| Unsecured | 7 years | Principal and interest | 6.50% |
| Loan type | Unsecured |
|---|---|
| Maximum term | 7 years |
| Repayment | Principal and interest |
| Total rate | 6.50% |
Electric Vehicle Loan
| Loan type | Maximum term | Repayment | Total rate |
|---|---|---|---|
| Unsecured | 7 years | Principal and interest | 6.50% |
| Loan type | Unsecured |
|---|---|
| Maximum term | 7 years |
| Repayment | Principal and interest |
| Total rate | 6.50% |
Overdraft
| Overdraft term | Total rate |
|---|---|
| From 3 months to 3 years | 7.5% |
| Overdraft term | From 3 months to 3 years |
|---|---|
| Total rate | 7.5% |
Personal Line of Credit
| Product name | Maximum term | Repayment | Total rate |
|---|---|---|---|
| Premier | N/A | Principal and interest | 8.5% |
| Advance | N/A | Principal and interest | 9.5% |
| Personal | N/A | Principal and interest | 10.5% |
| Product name | Premier |
|---|---|
| Maximum term | N/A |
| Repayment | Principal and interest |
| Total rate | 8.5% |
| Product name | Advance |
| Maximum term | N/A |
| Repayment | Principal and interest |
| Total rate | 9.5% |
| Product name | Personal |
| Maximum term | N/A |
| Repayment | Principal and interest |
| Total rate | 10.5% |
How to apply
Learn more about our loans, then apply online.
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Additional information
Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.