Mortgage plans
Explore our full range of mortgages to suit your needs

By borrowing $1 million or more you are eligible to become a Premier customer, giving you access to negotiated mortgage rates and a range of additional benefits.
Variable rates from 5.99%
- Turn your dreams of home ownership into a reality. With an HSBC Residential Mortgage, you can enjoy market-leading rates and professional support at every stage of the journey.
- With a construction loan we can help you build your new house, fund additions to your property or make major home improvements, with interest-only repayments while your property is under construction.
Mortgage services
- Easy transfer. Great rates. No bank fees. Three great reasons to come and talk to us about switching your mortgage from another provider to HSBC today.
- Find out how much you could afford to spend on your new home with a no obligation pre-approval.
Home loans
- Whether you are renovating an existing property or building your dream home, a home equity loan enables you to use the equity in your property to borrow the funds you need.
- If you aren’t interested in taking out Home Equity on your mortgage, you can use an HSBC Home Improvement Loan to fund renovations without affecting the terms of your existing agreement.