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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
13/05/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 13/05/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0424 1.0424 1.0424 1.1155 1.1887 1.2618
6 Months 1.0477 1.0477 1.0477 1.1212 1.1946 1.268
1 Year 1.0216 1.0216 1.0216 1.0962 1.1708 1.2453
2 Years 1.3253 1.3253 1.3253 1.3997 1.474 1.5484
3 Years 1.3824 1.3824 1.3824 1.4561 1.5299 1.6036
4 Years 1.5479 1.5479 1.5479 1.6218 1.6956 1.7695
5 Years 1.6601 1.6601 1.6601 1.7345 1.8089 1.8833
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.0424
10,000+ 1.0424
50,000+ 1.0424
100,000+ 1.1155
500,000+ 1.1887
1,000,000+ 1.2618
Term 6 Months
5,000+ 1.0477
10,000+ 1.0477
50,000+ 1.0477
100,000+ 1.1212
500,000+ 1.1946
1,000,000+ 1.268
Term 1 Year
5,000+ 1.0216
10,000+ 1.0216
50,000+ 1.0216
100,000+ 1.0962
500,000+ 1.1708
1,000,000+ 1.2453
Term 2 Years
5,000+ 1.3253
10,000+ 1.3253
50,000+ 1.3253
100,000+ 1.3997
500,000+ 1.474
1,000,000+ 1.5484
Term 3 Years
5,000+ 1.3824
10,000+ 1.3824
50,000+ 1.3824
100,000+ 1.4561
500,000+ 1.5299
1,000,000+ 1.6036
Term 4 Years
5,000+ 1.5479
10,000+ 1.5479
50,000+ 1.5479
100,000+ 1.6218
500,000+ 1.6956
1,000,000+ 1.7695
Term 5 Years
5,000+ 1.6601
10,000+ 1.6601
50,000+ 1.6601
100,000+ 1.7345
500,000+ 1.8089
1,000,000+ 1.8833
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.9335 0.9335 0.9335 0.9335 0.9335 0.9335
6 Months 0.6882 0.6882 0.6882 0.6882 0.6882 0.6882
1 Year 0.2656 0.2656 0.2656 0.2656 0.2656 0.2656
2 Years 0.3882 0.3882 0.3882 0.3882 0.3882 0.3882
3 Years 0.329 0.329 0.329 0.329 0.329 0.329
4 Years 0.3956 0.3956 0.3956 0.3956 0.3956 0.3956
5 Years 0.4392 0.4392 0.4392 0.4392 0.4392 0.4392
British Pounds (GBP)
Term 3 Months
5,000+ 0.9335
10,000+ 0.9335
50,000+ 0.9335
100,000+ 0.9335
500,000+ 0.9335
1,000,000+ 0.9335
Term 6 Months
5,000+ 0.6882
10,000+ 0.6882
50,000+ 0.6882
100,000+ 0.6882
500,000+ 0.6882
1,000,000+ 0.6882
Term 1 Year
5,000+ 0.2656
10,000+ 0.2656
50,000+ 0.2656
100,000+ 0.2656
500,000+ 0.2656
1,000,000+ 0.2656
Term 2 Years
5,000+ 0.3882
10,000+ 0.3882
50,000+ 0.3882
100,000+ 0.3882
500,000+ 0.3882
1,000,000+ 0.3882
Term 3 Years
5,000+ 0.329
10,000+ 0.329
50,000+ 0.329
100,000+ 0.329
500,000+ 0.329
1,000,000+ 0.329
Term 4 Years
5,000+ 0.3956
10,000+ 0.3956
50,000+ 0.3956
100,000+ 0.3956
500,000+ 0.3956
1,000,000+ 0.3956
Term 5 Years
5,000+ 0.4392
10,000+ 0.4392
50,000+ 0.4392
100,000+ 0.4392
500,000+ 0.4392
1,000,000+ 0.4392
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2084 0.2084 0.2084 0.2084 0.2084 0.2084
6 Months 0.3407 0.3407 0.3407 0.3407 0.3407 0.3407
1 Year 0.7012 0.7012 0.7012 0.7012 0.7012 0.7012
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.2084
10,000+ 0.2084
50,000+ 0.2084
100,000+ 0.2084
500,000+ 0.2084
1,000,000+ 0.2084
Term 6 Months
5,000+ 0.3407
10,000+ 0.3407
50,000+ 0.3407
100,000+ 0.3407
500,000+ 0.3407
1,000,000+ 0.3407
Term 1 Year
5,000+ 0.7012
10,000+ 0.7012
50,000+ 0.7012
100,000+ 0.7012
500,000+ 0.7012
1,000,000+ 0.7012
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.155 0.155 0.155 0.155 0.155 0.155
6 Months 0.02 0.02 0.02 0.02 0.02 0.02
1 Year 0 0 0 0 0 0
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.155
10,000+ 0.155
50,000+ 0.155
100,000+ 0.155
500,000+ 0.155
1,000,000+ 0.155
Term 6 Months
5,000+ 0.02
10,000+ 0.02
50,000+ 0.02
100,000+ 0.02
500,000+ 0.02
1,000,000+ 0.02
Term 1 Year
5,000+ 0
10,000+ 0
50,000+ 0
100,000+ 0
500,000+ 0
1,000,000+ 0
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.629 0.629 0.629 0.629 0.629 0.629
6 Months 0.5034 0.5034 0.5034 0.5034 0.5034 0.5034
1 Year 0.0398 0.0398 0.0398 0.0398 0.0398 0.0398
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.629
10,000+ 0.629
50,000+ 0.629
100,000+ 0.629
500,000+ 0.629
1,000,000+ 0.629
Term 6 Months
5,000+ 0.5034
10,000+ 0.5034
50,000+ 0.5034
100,000+ 0.5034
500,000+ 0.5034
1,000,000+ 0.5034
Term 1 Year
5,000+ 0.0398
10,000+ 0.0398
50,000+ 0.0398
100,000+ 0.0398
500,000+ 0.0398
1,000,000+ 0.0398
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
13/05/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 13/05/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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