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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
14/03/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 14/03/2025, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.3128 1.3128 1.3128 1.3987 1.4846 1.5706
6 Months 1.3385 1.3385 1.3385 1.4232 1.5079 1.5926
1 Year 1.5512 1.5512 1.5512 1.6314 1.7117 1.7919
2 Years 1.9442 1.9442 1.9442 2.0226 2.1011 2.1796
3 Years 2.1115 2.1115 2.1115 2.19 2.2685 2.3471
4 Years 2.2328 2.2328 2.2328 2.312 2.3911 2.4703
5 Years 2.4354 2.4354 2.4354 2.5153 2.5951 2.675
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.3128
10,000+ 1.3128
50,000+ 1.3128
100,000+ 1.3987
500,000+ 1.4846
1,000,000+ 1.5706
Term 6 Months
5,000+ 1.3385
10,000+ 1.3385
50,000+ 1.3385
100,000+ 1.4232
500,000+ 1.5079
1,000,000+ 1.5926
Term 1 Year
5,000+ 1.5512
10,000+ 1.5512
50,000+ 1.5512
100,000+ 1.6314
500,000+ 1.7117
1,000,000+ 1.7919
Term 2 Years
5,000+ 1.9442
10,000+ 1.9442
50,000+ 1.9442
100,000+ 2.0226
500,000+ 2.1011
1,000,000+ 2.1796
Term 3 Years
5,000+ 2.1115
10,000+ 2.1115
50,000+ 2.1115
100,000+ 2.19
500,000+ 2.2685
1,000,000+ 2.3471
Term 4 Years
5,000+ 2.2328
10,000+ 2.2328
50,000+ 2.2328
100,000+ 2.312
500,000+ 2.3911
1,000,000+ 2.4703
Term 5 Years
5,000+ 2.4354
10,000+ 2.4354
50,000+ 2.4354
100,000+ 2.5153
500,000+ 2.5951
1,000,000+ 2.675
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0036 1.0036 1.0036 1.0036 1.0036 1.0036
6 Months 1.0424 1.0424 1.0424 1.0424 1.0424 1.0424
1 Year 1.1928 1.1928 1.1928 1.1928 1.1928 1.1928
2 Years 0.791 0.791 0.791 0.791 0.791 0.791
3 Years 0.5788 0.5788 0.5788 0.5788 0.5788 0.5788
4 Years 0.5836 0.5836 0.5836 0.5836 0.5836 0.5836
5 Years 0.6992 0.6992 0.6992 0.6992 0.6992 0.6992
British Pounds (GBP)
Term 3 Months
5,000+ 1.0036
10,000+ 1.0036
50,000+ 1.0036
100,000+ 1.0036
500,000+ 1.0036
1,000,000+ 1.0036
Term 6 Months
5,000+ 1.0424
10,000+ 1.0424
50,000+ 1.0424
100,000+ 1.0424
500,000+ 1.0424
1,000,000+ 1.0424
Term 1 Year
5,000+ 1.1928
10,000+ 1.1928
50,000+ 1.1928
100,000+ 1.1928
500,000+ 1.1928
1,000,000+ 1.1928
Term 2 Years
5,000+ 0.791
10,000+ 0.791
50,000+ 0.791
100,000+ 0.791
500,000+ 0.791
1,000,000+ 0.791
Term 3 Years
5,000+ 0.5788
10,000+ 0.5788
50,000+ 0.5788
100,000+ 0.5788
500,000+ 0.5788
1,000,000+ 0.5788
Term 4 Years
5,000+ 0.5836
10,000+ 0.5836
50,000+ 0.5836
100,000+ 0.5836
500,000+ 0.5836
1,000,000+ 0.5836
Term 5 Years
5,000+ 0.6992
10,000+ 0.6992
50,000+ 0.6992
100,000+ 0.6992
500,000+ 0.6992
1,000,000+ 0.6992
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.4656 0.4656 0.4656 0.4656 0.4656 0.4656
6 Months 0.618 0.618 0.618 0.618 0.618 0.618
1 Year 1.1354 1.1354 1.1354 1.1354 1.1354 1.1354
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.4656
10,000+ 0.4656
50,000+ 0.4656
100,000+ 0.4656
500,000+ 0.4656
1,000,000+ 0.4656
Term 6 Months
5,000+ 0.618
10,000+ 0.618
50,000+ 0.618
100,000+ 0.618
500,000+ 0.618
1,000,000+ 0.618
Term 1 Year
5,000+ 1.1354
10,000+ 1.1354
50,000+ 1.1354
100,000+ 1.1354
500,000+ 1.1354
1,000,000+ 1.1354
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.9069 0.9069 0.9069 0.9069 0.9069 0.9069
6 Months 0.8427 0.8427 0.8427 0.8427 0.8427 0.8427
1 Year 0.7144 0.7144 0.7144 0.7144 0.7144 0.7144
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.9069
10,000+ 0.9069
50,000+ 0.9069
100,000+ 0.9069
500,000+ 0.9069
1,000,000+ 0.9069
Term 6 Months
5,000+ 0.8427
10,000+ 0.8427
50,000+ 0.8427
100,000+ 0.8427
500,000+ 0.8427
1,000,000+ 0.8427
Term 1 Year
5,000+ 0.7144
10,000+ 0.7144
50,000+ 0.7144
100,000+ 0.7144
500,000+ 0.7144
1,000,000+ 0.7144
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0565 1.0565 1.0565 1.0565 1.0565 1.0565
6 Months 0.9403 0.9403 0.9403 0.9403 0.9403 0.9403
1 Year 0.708 0.708 0.708 0.708 0.708 0.708
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 1.0565
10,000+ 1.0565
50,000+ 1.0565
100,000+ 1.0565
500,000+ 1.0565
1,000,000+ 1.0565
Term 6 Months
5,000+ 0.9403
10,000+ 0.9403
50,000+ 0.9403
100,000+ 0.9403
500,000+ 0.9403
1,000,000+ 0.9403
Term 1 Year
5,000+ 0.708
10,000+ 0.708
50,000+ 0.708
100,000+ 0.708
500,000+ 0.708
1,000,000+ 0.708
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
14/03/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 14/03/2025, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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