Top of main content

Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
13/01/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 13/01/2025, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.3452 1.3452 1.3452 1.4313 1.5174 1.6034
6 Months 1.3207 1.3207 1.3207 1.4063 1.4919 1.5774
1 Year 1.4938 1.4938 1.4938 1.5773 1.6607 1.7441
2 Years 1.7162 1.7162 1.7162 1.8014 1.8866 1.9718
3 Years 1.8039 1.8039 1.8039 1.8901 1.9763 2.0625
4 Years 1.908 1.908 1.908 1.9954 2.0827 2.1701
5 Years 2.1253 2.1253 2.1253 2.2139 2.3024 2.3909
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.3452
10,000+ 1.3452
50,000+ 1.3452
100,000+ 1.4313
500,000+ 1.5174
1,000,000+ 1.6034
Term 6 Months
5,000+ 1.3207
10,000+ 1.3207
50,000+ 1.3207
100,000+ 1.4063
500,000+ 1.4919
1,000,000+ 1.5774
Term 1 Year
5,000+ 1.4938
10,000+ 1.4938
50,000+ 1.4938
100,000+ 1.5773
500,000+ 1.6607
1,000,000+ 1.7441
Term 2 Years
5,000+ 1.7162
10,000+ 1.7162
50,000+ 1.7162
100,000+ 1.8014
500,000+ 1.8866
1,000,000+ 1.9718
Term 3 Years
5,000+ 1.8039
10,000+ 1.8039
50,000+ 1.8039
100,000+ 1.8901
500,000+ 1.9763
1,000,000+ 2.0625
Term 4 Years
5,000+ 1.908
10,000+ 1.908
50,000+ 1.908
100,000+ 1.9954
500,000+ 2.0827
1,000,000+ 2.1701
Term 5 Years
5,000+ 2.1253
10,000+ 2.1253
50,000+ 2.1253
100,000+ 2.2139
500,000+ 2.3024
1,000,000+ 2.3909
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.96 0.96 0.96 0.96 0.96 0.96
6 Months 1.0424 1.0424 1.0424 1.0424 1.0424 1.0424
1 Year 0.7882 0.7882 0.7882 0.7882 0.7882 0.7882
2 Years 0.6986 0.6986 0.6986 0.6986 0.6986 0.6986
3 Years 0.6364 0.6364 0.6364 0.6364 0.6364 0.6364
4 Years 0.603 0.603 0.603 0.603 0.603 0.603
5 Years 0.6302 0.6302 0.6302 0.6302 0.6302 0.6302
British Pounds (GBP)
Term 3 Months
5,000+ 0.96
10,000+ 0.96
50,000+ 0.96
100,000+ 0.96
500,000+ 0.96
1,000,000+ 0.96
Term 6 Months
5,000+ 1.0424
10,000+ 1.0424
50,000+ 1.0424
100,000+ 1.0424
500,000+ 1.0424
1,000,000+ 1.0424
Term 1 Year
5,000+ 0.7882
10,000+ 0.7882
50,000+ 0.7882
100,000+ 0.7882
500,000+ 0.7882
1,000,000+ 0.7882
Term 2 Years
5,000+ 0.6986
10,000+ 0.6986
50,000+ 0.6986
100,000+ 0.6986
500,000+ 0.6986
1,000,000+ 0.6986
Term 3 Years
5,000+ 0.6364
10,000+ 0.6364
50,000+ 0.6364
100,000+ 0.6364
500,000+ 0.6364
1,000,000+ 0.6364
Term 4 Years
5,000+ 0.603
10,000+ 0.603
50,000+ 0.603
100,000+ 0.603
500,000+ 0.603
1,000,000+ 0.603
Term 5 Years
5,000+ 0.6302
10,000+ 0.6302
50,000+ 0.6302
100,000+ 0.6302
500,000+ 0.6302
1,000,000+ 0.6302
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.4528 0.4528 0.4528 0.4528 0.4528 0.4528
6 Months 0.6716 0.6716 0.6716 0.6716 0.6716 0.6716
1 Year 1.1692 1.1692 1.1692 1.1692 1.1692 1.1692
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.4528
10,000+ 0.4528
50,000+ 0.4528
100,000+ 0.4528
500,000+ 0.4528
1,000,000+ 0.4528
Term 6 Months
5,000+ 0.6716
10,000+ 0.6716
50,000+ 0.6716
100,000+ 0.6716
500,000+ 0.6716
1,000,000+ 0.6716
Term 1 Year
5,000+ 1.1692
10,000+ 1.1692
50,000+ 1.1692
100,000+ 1.1692
500,000+ 1.1692
1,000,000+ 1.1692
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8922 0.8922 0.8922 0.8922 0.8922 0.8922
6 Months 0.8939 0.8939 0.8939 0.8939 0.8939 0.8939
1 Year 0.8974 0.8974 0.8974 0.8974 0.8974 0.8974
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.8922
10,000+ 0.8922
50,000+ 0.8922
100,000+ 0.8922
500,000+ 0.8922
1,000,000+ 0.8922
Term 6 Months
5,000+ 0.8939
10,000+ 0.8939
50,000+ 0.8939
100,000+ 0.8939
500,000+ 0.8939
1,000,000+ 0.8939
Term 1 Year
5,000+ 0.8974
10,000+ 0.8974
50,000+ 0.8974
100,000+ 0.8974
500,000+ 0.8974
1,000,000+ 0.8974
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.866 0.866 0.866 0.866 0.866 0.866
6 Months 0.8757 0.8757 0.8757 0.8757 0.8757 0.8757
1 Year 0.895 0.895 0.895 0.895 0.895 0.895
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.866
10,000+ 0.866
50,000+ 0.866
100,000+ 0.866
500,000+ 0.866
1,000,000+ 0.866
Term 6 Months
5,000+ 0.8757
10,000+ 0.8757
50,000+ 0.8757
100,000+ 0.8757
500,000+ 0.8757
1,000,000+ 0.8757
Term 1 Year
5,000+ 0.895
10,000+ 0.895
50,000+ 0.895
100,000+ 0.895
500,000+ 0.895
1,000,000+ 0.895
Back to top  

Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
13/01/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 13/01/2025, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
Back to top  

Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

Back to top  
Listening to what you have to say about our services matters to us.