Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
15/04/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 15/04/2025, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.4115 1.4115 1.4115 1.4946 1.5777 1.6608
6 Months 1.4977 1.4977 1.4977 1.5779 1.658 1.7382
1 Year 1.754 1.754 1.754 1.828 1.902 1.976
2 Years 1.9992 1.9992 1.9992 2.0734 2.1476 2.2218
3 Years 2.0531 2.0531 2.0531 2.1271 2.2012 2.2752
4 Years 2.1578 2.1578 2.1578 2.2328 2.3078 2.3828
5 Years 2.3314 2.3314 2.3314 2.4074 2.4834 2.5594
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.4115
10,000+ 1.4115
50,000+ 1.4115
100,000+ 1.4946
500,000+ 1.5777
1,000,000+ 1.6608
Term 6 Months
5,000+ 1.4977
10,000+ 1.4977
50,000+ 1.4977
100,000+ 1.5779
500,000+ 1.658
1,000,000+ 1.7382
Term 1 Year
5,000+ 1.754
10,000+ 1.754
50,000+ 1.754
100,000+ 1.828
500,000+ 1.902
1,000,000+ 1.976
Term 2 Years
5,000+ 1.9992
10,000+ 1.9992
50,000+ 1.9992
100,000+ 2.0734
500,000+ 2.1476
1,000,000+ 2.2218
Term 3 Years
5,000+ 2.0531
10,000+ 2.0531
50,000+ 2.0531
100,000+ 2.1271
500,000+ 2.2012
1,000,000+ 2.2752
Term 4 Years
5,000+ 2.1578
10,000+ 2.1578
50,000+ 2.1578
100,000+ 2.2328
500,000+ 2.3078
1,000,000+ 2.3828
Term 5 Years
5,000+ 2.3314
10,000+ 2.3314
50,000+ 2.3314
100,000+ 2.4074
500,000+ 2.4834
1,000,000+ 2.5594
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0068 1.0068 1.0068 1.0068 1.0068 1.0068
6 Months 1.7736 1.7736 1.7736 1.7736 1.7736 1.7736
1 Year 1.3256 1.3256 1.3256 1.3256 1.3256 1.3256
2 Years 0.9414 0.9414 0.9414 0.9414 0.9414 0.9414
3 Years 0.7364 0.7364 0.7364 0.7364 0.7364 0.7364
4 Years 0.7164 0.7164 0.7164 0.7164 0.7164 0.7164
5 Years 0.8072 0.8072 0.8072 0.8072 0.8072 0.8072
British Pounds (GBP)
Term 3 Months
5,000+ 1.0068
10,000+ 1.0068
50,000+ 1.0068
100,000+ 1.0068
500,000+ 1.0068
1,000,000+ 1.0068
Term 6 Months
5,000+ 1.7736
10,000+ 1.7736
50,000+ 1.7736
100,000+ 1.7736
500,000+ 1.7736
1,000,000+ 1.7736
Term 1 Year
5,000+ 1.3256
10,000+ 1.3256
50,000+ 1.3256
100,000+ 1.3256
500,000+ 1.3256
1,000,000+ 1.3256
Term 2 Years
5,000+ 0.9414
10,000+ 0.9414
50,000+ 0.9414
100,000+ 0.9414
500,000+ 0.9414
1,000,000+ 0.9414
Term 3 Years
5,000+ 0.7364
10,000+ 0.7364
50,000+ 0.7364
100,000+ 0.7364
500,000+ 0.7364
1,000,000+ 0.7364
Term 4 Years
5,000+ 0.7164
10,000+ 0.7164
50,000+ 0.7164
100,000+ 0.7164
500,000+ 0.7164
1,000,000+ 0.7164
Term 5 Years
5,000+ 0.8072
10,000+ 0.8072
50,000+ 0.8072
100,000+ 0.8072
500,000+ 0.8072
1,000,000+ 0.8072
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.5832 0.5832 0.5832 0.5832 0.5832 0.5832
6 Months 0.7284 0.7284 0.7284 0.7284 0.7284 0.7284
1 Year 1.277 1.277 1.277 1.277 1.277 1.277
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.5832
10,000+ 0.5832
50,000+ 0.5832
100,000+ 0.5832
500,000+ 0.5832
1,000,000+ 0.5832
Term 6 Months
5,000+ 0.7284
10,000+ 0.7284
50,000+ 0.7284
100,000+ 0.7284
500,000+ 0.7284
1,000,000+ 0.7284
Term 1 Year
5,000+ 1.277
10,000+ 1.277
50,000+ 1.277
100,000+ 1.277
500,000+ 1.277
1,000,000+ 1.277
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.9857 0.9857 0.9857 0.9857 0.9857 0.9857
6 Months 1.0099 1.0099 1.0099 1.0099 1.0099 1.0099
1 Year 1.0586 1.0586 1.0586 1.0586 1.0586 1.0586
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.9857
10,000+ 0.9857
50,000+ 0.9857
100,000+ 0.9857
500,000+ 0.9857
1,000,000+ 0.9857
Term 6 Months
5,000+ 1.0099
10,000+ 1.0099
50,000+ 1.0099
100,000+ 1.0099
500,000+ 1.0099
1,000,000+ 1.0099
Term 1 Year
5,000+ 1.0586
10,000+ 1.0586
50,000+ 1.0586
100,000+ 1.0586
500,000+ 1.0586
1,000,000+ 1.0586
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.145 1.145 1.145 1.145 1.145 1.145
6 Months 1.082 1.082 1.082 1.082 1.082 1.082
1 Year 0.956 0.956 0.956 0.956 0.956 0.956
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 1.145
10,000+ 1.145
50,000+ 1.145
100,000+ 1.145
500,000+ 1.145
1,000,000+ 1.145
Term 6 Months
5,000+ 1.082
10,000+ 1.082
50,000+ 1.082
100,000+ 1.082
500,000+ 1.082
1,000,000+ 1.082
Term 1 Year
5,000+ 0.956
10,000+ 0.956
50,000+ 0.956
100,000+ 0.956
500,000+ 0.956
1,000,000+ 0.956
Back to top 

Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
15/04/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 15/04/2025, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
Back to top 

Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

Back to top