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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
20/11/2024, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 20/11/2024, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.3418 1.3418 1.3418 1.4321 1.5224 1.6128
6 Months 1.3069 1.3069 1.3069 1.3966 1.4862 1.5759
1 Year 1.4838 1.4838 1.4838 1.5709 1.6579 1.7449
2 Years 1.7926 1.7926 1.7926 1.8789 1.9652 2.0515
3 Years 1.9425 1.9425 1.9425 2.0281 2.1138 2.1995
4 Years 2.0815 2.0815 2.0815 2.1675 2.2535 2.3395
5 Years 2.3234 2.3234 2.3234 2.4097 2.496 2.5823
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.3418
10,000+ 1.3418
50,000+ 1.3418
100,000+ 1.4321
500,000+ 1.5224
1,000,000+ 1.6128
Term 6 Months
5,000+ 1.3069
10,000+ 1.3069
50,000+ 1.3069
100,000+ 1.3966
500,000+ 1.4862
1,000,000+ 1.5759
Term 1 Year
5,000+ 1.4838
10,000+ 1.4838
50,000+ 1.4838
100,000+ 1.5709
500,000+ 1.6579
1,000,000+ 1.7449
Term 2 Years
5,000+ 1.7926
10,000+ 1.7926
50,000+ 1.7926
100,000+ 1.8789
500,000+ 1.9652
1,000,000+ 2.0515
Term 3 Years
5,000+ 1.9425
10,000+ 1.9425
50,000+ 1.9425
100,000+ 2.0281
500,000+ 2.1138
1,000,000+ 2.1995
Term 4 Years
5,000+ 2.0815
10,000+ 2.0815
50,000+ 2.0815
100,000+ 2.1675
500,000+ 2.2535
1,000,000+ 2.3395
Term 5 Years
5,000+ 2.3234
10,000+ 2.3234
50,000+ 2.3234
100,000+ 2.4097
500,000+ 2.496
1,000,000+ 2.5823
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.9714 0.9714 0.9714 0.9714 0.9714 0.9714
6 Months 1.0424 1.0424 1.0424 1.0424 1.0424 1.0424
1 Year 0.9598 0.9598 0.9598 0.9598 0.9598 0.9598
2 Years 0.8908 0.8908 0.8908 0.8908 0.8908 0.8908
3 Years 0.854 0.854 0.854 0.854 0.854 0.854
4 Years 0.8498 0.8498 0.8498 0.8498 0.8498 0.8498
5 Years 0.8782 0.8782 0.8782 0.8782 0.8782 0.8782
British Pounds (GBP)
Term 3 Months
5,000+ 0.9714
10,000+ 0.9714
50,000+ 0.9714
100,000+ 0.9714
500,000+ 0.9714
1,000,000+ 0.9714
Term 6 Months
5,000+ 1.0424
10,000+ 1.0424
50,000+ 1.0424
100,000+ 1.0424
500,000+ 1.0424
1,000,000+ 1.0424
Term 1 Year
5,000+ 0.9598
10,000+ 0.9598
50,000+ 0.9598
100,000+ 0.9598
500,000+ 0.9598
1,000,000+ 0.9598
Term 2 Years
5,000+ 0.8908
10,000+ 0.8908
50,000+ 0.8908
100,000+ 0.8908
500,000+ 0.8908
1,000,000+ 0.8908
Term 3 Years
5,000+ 0.854
10,000+ 0.854
50,000+ 0.854
100,000+ 0.854
500,000+ 0.854
1,000,000+ 0.854
Term 4 Years
5,000+ 0.8498
10,000+ 0.8498
50,000+ 0.8498
100,000+ 0.8498
500,000+ 0.8498
1,000,000+ 0.8498
Term 5 Years
5,000+ 0.8782
10,000+ 0.8782
50,000+ 0.8782
100,000+ 0.8782
500,000+ 0.8782
1,000,000+ 0.8782
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.5012 0.5012 0.5012 0.5012 0.5012 0.5012
6 Months 0.6696 0.6696 0.6696 0.6696 0.6696 0.6696
1 Year 1.1488 1.1488 1.1488 1.1488 1.1488 1.1488
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.5012
10,000+ 0.5012
50,000+ 0.5012
100,000+ 0.5012
500,000+ 0.5012
1,000,000+ 0.5012
Term 6 Months
5,000+ 0.6696
10,000+ 0.6696
50,000+ 0.6696
100,000+ 0.6696
500,000+ 0.6696
1,000,000+ 0.6696
Term 1 Year
5,000+ 1.1488
10,000+ 1.1488
50,000+ 1.1488
100,000+ 1.1488
500,000+ 1.1488
1,000,000+ 1.1488
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.885 0.885 0.885 0.885 0.885 0.885
6 Months 0.888 0.888 0.888 0.888 0.888 0.888
1 Year 0.894 0.894 0.894 0.894 0.894 0.894
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.885
10,000+ 0.885
50,000+ 0.885
100,000+ 0.885
500,000+ 0.885
1,000,000+ 0.885
Term 6 Months
5,000+ 0.888
10,000+ 0.888
50,000+ 0.888
100,000+ 0.888
500,000+ 0.888
1,000,000+ 0.888
Term 1 Year
5,000+ 0.894
10,000+ 0.894
50,000+ 0.894
100,000+ 0.894
500,000+ 0.894
1,000,000+ 0.894
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.9289 0.9289 0.9289 0.9289 0.9289 0.9289
6 Months 0.9163 0.9163 0.9163 0.9163 0.9163 0.9163
1 Year 0.891 0.891 0.891 0.891 0.891 0.891
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.9289
10,000+ 0.9289
50,000+ 0.9289
100,000+ 0.9289
500,000+ 0.9289
1,000,000+ 0.9289
Term 6 Months
5,000+ 0.9163
10,000+ 0.9163
50,000+ 0.9163
100,000+ 0.9163
500,000+ 0.9163
1,000,000+ 0.9163
Term 1 Year
5,000+ 0.891
10,000+ 0.891
50,000+ 0.891
100,000+ 0.891
500,000+ 0.891
1,000,000+ 0.891
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
20/11/2024, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 20/11/2024, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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