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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
12/02/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 12/02/2025, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.3037 1.3037 1.3037 1.3899 1.4761 1.5622
6 Months 1.3035 1.3035 1.3035 1.3892 1.4749 1.5606
1 Year 1.4641 1.4641 1.4641 1.547 1.6299 1.7129
2 Years 1.7578 1.7578 1.7578 1.8421 1.9265 2.0109
3 Years 1.8945 1.8945 1.8945 1.9799 2.0653 2.1507
4 Years 2.0203 2.0203 2.0203 2.1066 2.1928 2.2791
5 Years 2.2536 2.2536 2.2536 2.3407 2.4278 2.5149
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.3037
10,000+ 1.3037
50,000+ 1.3037
100,000+ 1.3899
500,000+ 1.4761
1,000,000+ 1.5622
Term 6 Months
5,000+ 1.3035
10,000+ 1.3035
50,000+ 1.3035
100,000+ 1.3892
500,000+ 1.4749
1,000,000+ 1.5606
Term 1 Year
5,000+ 1.4641
10,000+ 1.4641
50,000+ 1.4641
100,000+ 1.547
500,000+ 1.6299
1,000,000+ 1.7129
Term 2 Years
5,000+ 1.7578
10,000+ 1.7578
50,000+ 1.7578
100,000+ 1.8421
500,000+ 1.9265
1,000,000+ 2.0109
Term 3 Years
5,000+ 1.8945
10,000+ 1.8945
50,000+ 1.8945
100,000+ 1.9799
500,000+ 2.0653
1,000,000+ 2.1507
Term 4 Years
5,000+ 2.0203
10,000+ 2.0203
50,000+ 2.0203
100,000+ 2.1066
500,000+ 2.1928
1,000,000+ 2.2791
Term 5 Years
5,000+ 2.2536
10,000+ 2.2536
50,000+ 2.2536
100,000+ 2.3407
500,000+ 2.4278
1,000,000+ 2.5149
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8868 0.8868 0.8868 0.8868 0.8868 0.8868
6 Months 1.0424 1.0424 1.0424 1.0424 1.0424 1.0424
1 Year 0.824 0.824 0.824 0.824 0.824 0.824
2 Years 0.7062 0.7062 0.7062 0.7062 0.7062 0.7062
3 Years 0.6284 0.6284 0.6284 0.6284 0.6284 0.6284
4 Years 0.6428 0.6428 0.6428 0.6428 0.6428 0.6428
5 Years 0.6872 0.6872 0.6872 0.6872 0.6872 0.6872
British Pounds (GBP)
Term 3 Months
5,000+ 0.8868
10,000+ 0.8868
50,000+ 0.8868
100,000+ 0.8868
500,000+ 0.8868
1,000,000+ 0.8868
Term 6 Months
5,000+ 1.0424
10,000+ 1.0424
50,000+ 1.0424
100,000+ 1.0424
500,000+ 1.0424
1,000,000+ 1.0424
Term 1 Year
5,000+ 0.824
10,000+ 0.824
50,000+ 0.824
100,000+ 0.824
500,000+ 0.824
1,000,000+ 0.824
Term 2 Years
5,000+ 0.7062
10,000+ 0.7062
50,000+ 0.7062
100,000+ 0.7062
500,000+ 0.7062
1,000,000+ 0.7062
Term 3 Years
5,000+ 0.6284
10,000+ 0.6284
50,000+ 0.6284
100,000+ 0.6284
500,000+ 0.6284
1,000,000+ 0.6284
Term 4 Years
5,000+ 0.6428
10,000+ 0.6428
50,000+ 0.6428
100,000+ 0.6428
500,000+ 0.6428
1,000,000+ 0.6428
Term 5 Years
5,000+ 0.6872
10,000+ 0.6872
50,000+ 0.6872
100,000+ 0.6872
500,000+ 0.6872
1,000,000+ 0.6872
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2464 0.2464 0.2464 0.2464 0.2464 0.2464
6 Months 0.4092 0.4092 0.4092 0.4092 0.4092 0.4092
1 Year 0.8546 0.8546 0.8546 0.8546 0.8546 0.8546
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.2464
10,000+ 0.2464
50,000+ 0.2464
100,000+ 0.2464
500,000+ 0.2464
1,000,000+ 0.2464
Term 6 Months
5,000+ 0.4092
10,000+ 0.4092
50,000+ 0.4092
100,000+ 0.4092
500,000+ 0.4092
1,000,000+ 0.4092
Term 1 Year
5,000+ 0.8546
10,000+ 0.8546
50,000+ 0.8546
100,000+ 0.8546
500,000+ 0.8546
1,000,000+ 0.8546
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7842 0.7842 0.7842 0.7842 0.7842 0.7842
6 Months 0.7354 0.7354 0.7354 0.7354 0.7354 0.7354
1 Year 0.6378 0.6378 0.6378 0.6378 0.6378 0.6378
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.7842
10,000+ 0.7842
50,000+ 0.7842
100,000+ 0.7842
500,000+ 0.7842
1,000,000+ 0.7842
Term 6 Months
5,000+ 0.7354
10,000+ 0.7354
50,000+ 0.7354
100,000+ 0.7354
500,000+ 0.7354
1,000,000+ 0.7354
Term 1 Year
5,000+ 0.6378
10,000+ 0.6378
50,000+ 0.6378
100,000+ 0.6378
500,000+ 0.6378
1,000,000+ 0.6378
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7693 0.7693 0.7693 0.7693 0.7693 0.7693
6 Months 0.7208 0.7208 0.7208 0.7208 0.7208 0.7208
1 Year 0.624 0.624 0.624 0.624 0.624 0.624
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.7693
10,000+ 0.7693
50,000+ 0.7693
100,000+ 0.7693
500,000+ 0.7693
1,000,000+ 0.7693
Term 6 Months
5,000+ 0.7208
10,000+ 0.7208
50,000+ 0.7208
100,000+ 0.7208
500,000+ 0.7208
1,000,000+ 0.7208
Term 1 Year
5,000+ 0.624
10,000+ 0.624
50,000+ 0.624
100,000+ 0.624
500,000+ 0.624
1,000,000+ 0.624
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
12/02/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 12/02/2025, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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